E-finance and leapfrogging

In a World Bank discussion paper titled “E-Finance in Emerging Markets: Is Leapfrogging Possible?” (Stijn Claessens, Thomas Glaessner, and Daniela Klingebiel, 2001) the authors analyse the technological and policy needs to promote electronic financial services. The paper is representative of the ways we can envision the benefits of cheap and easy access to technology. It goes further than much of the literature in this area in that it clearly states the anticipated outcomes of such an endeavour, policy concerns and necessary accompanying measures.
In my view this represents the ways leapfrogging can be promoted in an effective way, by emphasizing the following:
1. address specific issues instead of looking for cure-all development solutions,
2. anticipate the possible uses for the technology,
3. relate usage to anticipated outcomes.
I’m sure as I mull this over the next few days I can come up with more points, but these are the ones that immediately jumped out at me.